TOPIC: Long Term Care Insurance

As life expectancies have increased, so has the likelihood of living to an age at which disabling illness will occur. And the cost of long-term care, whether at home, in an assisted living facility or in a nursing home, can be very expensive. For some people long-term care insurance may be the answer. This program will offer some advice to help you determine if long-term care insurance is right for you.

GUESTS:

Mario Sestito
A long-term care insurance broker with Senior Networks in Saratoga Springs. Mr. Sestito works with individuals, financial institutions, attorneys, financial planners and other insurance agents to assist them in educating their clients as to the importance of proper planning for long-term care. He also holds regular workshops to help educate the public about the risk of not having adequate long-term care insurance.

Joanne Breden
Manager of the Albany office of All Metro Health Care, Ms. Breden has 25 years of experience as a nurse and a health care administrator prior to joining All Metro Health Care, a privately held company established on Long Island in 1955 that has grown to include 5,000 employees and 17 offices in New York state, New Jersey, Pennsylvania, Florida and Colorado. The company is accredited by the Joint Commission on Accreditation of Health Care Organizations (JCAHO). The Albany office is licensed to provide services in Albany, Rensselaer, Schenectady, Saratoga, Columbia, Greene, Montgomery, Fulton, Warren, Washington, Essex and Delaware counties.

Louis W. Pierro
Founder and principal of Pierro & Associates, LLC. He concentrates his practice in the areas of Estate Planning, Elder Law, Estate and Trust Administration and Business Succession Planning. Mr. Pierro is a graduate of Lehigh University and Albany Law School, and is licensed to practice in all New York State and Federal Courts. He is Chair of the New York State Bar Association Elder Law Section, Vice-Chair of the Estate Planning Committee of the Trusts and Estates Law Section, and past-chair (1996-1999) of its Committee on Taxation. Mr. Pierro is a member of the Albany County Bar Association Elder Law Committee (Chair, 1993-1998), the National Academy of Elder Law Attorneys, and the American Bar Association, Probate and Trust Section. Mr. Pierro was appointed to the New York State Task Force on Long-Term Care Financing in 1995, and taught as an adjunct professor at Siena College, where he lectured in Estate Planning from 1987-1995. He serves on the Board of Directors of the Estate Planning Council of Eastern New York, Inc., the Capital Area Consortium on Aging and Disability, McAuley Living Services and Senior Services of Albany, Inc. Mr. Pierro is a contributing author to various publications on the topics of Estate Planning, Estate and Gift Taxation and Elder Law for the New York State Bar Association. He recently co-authored Healthcare Without Medicare, a new practice manual for community-based care management. He is a frequent lecturer on estate planning, tax planning and issues that affect the elderly and their families. http://www.pierrolaw.com